Finance Your new and used automotive financing experts

Three things. First, our No Dealer Add-Ons policy follows you into the finance office, so the price you agreed to is the price that gets financed. Second, we work with a wide network of lenders, from GM Financial to banks and local lenders, instead of pushing everyone toward one option. Third, we tell you to shop us against your own bank or credit union and bring us the rate to beat. When the deal is clean, we don't have to hide anything, and that's exactly how we like it.

Start on the couch, not in the showroom. Our secure online credit application takes a few minutes, and our finance team here in Blue Springs starts working on it before you ever drive in. By the time you show up to test drive, most of the paperwork legwork is already done. That's how a lot of our Kansas City customers do it, and it turns buying a car into a much shorter day.

There's no magic number, and we mean that. We work with a wide network of lenders, from GM Financial to banks and local lenders, so we can find options across the whole credit spectrum. Great credit, rebuilding credit, first-time buyer, we've gotten deals done for all of them. The worst thing you can do is assume you won't qualify and never ask. Fill out the application and let us actually look before you count yourself out.

In a lot of cases, yes. Past bankruptcies, repos, medical collections, we've seen it all and none of it automatically disqualifies you. Our lender network includes options built for rebuilding credit, and a few things strengthen your application: steady proof of income, a down payment or trade-in, and being realistic about the vehicle. Sometimes the smart play is one of our used vehicles under $25K now, then trading up in a couple years with better credit and equity. Fill out the online application and let us see what's actually possible instead of guessing.

When Chevrolet runs them, we've got them. GM offers 0% and low APR programs on select new models at different times of the year through GM Financial, and any that are live right now are on our monthly specials page. Two honest notes: these offers are model-specific and usually require qualifying credit, and sometimes a rebate beats the 0% rate depending on your numbers. We'll run it both ways and show you which one puts you ahead. And remember, a promotional rate at a store that stacks on add-ons can still cost more than a regular rate here.

We'll let our numbers argue for us. Molle Chevrolet posts new lease offers on popular Chevy models every month, and because of our No Dealer Add-Ons policy, the lease payment you see isn't hiding inflated extras baked into the cap cost. That's a bigger deal on leases than most people realize, since every dollar added to the vehicle price raises your payment. Check this month's offers on our specials page, then compare the full lease terms anywhere else in the metro. We like our chances.

Depends on how you live with a vehicle. Leasing usually means a lower payment and a new Chevy every few years, which works great if you drive average miles and like staying current. Financing costs more per month but you're building equity and there's no mileage cap, which fits KC commuters putting real highway miles on I-70 every day. Our buy vs. lease page lays out the trade-offs, or come in and we'll run both sets of numbers on the exact vehicle. Takes about ten minutes and then you'll know instead of wondering.

It does, and honestly this is where it matters most. At a lot of dealerships, the finance office is where the price starts creeping up. Not here. Nothing gets bolted onto your deal that you didn't ask for. We'll show you optional protection products like extended coverage because some folks genuinely want them, but optional means optional. If you say no thanks, that's the end of it and the price doesn't move.

Do both and compare. Kansas City has strong credit unions and plenty of our customers walk in with a pre-approval already in hand. That's smart shopping. Bring us your rate and let our team see if one of our lenders can beat it. Sometimes we can, sometimes your credit union wins, and either way you drive off knowing you got the better deal. We'd rather earn the financing fair and square than pressure you into it.

Yep. Use our payment calculator to ballpark a payment on any vehicle, then adjust the down payment and term until the number fits your budget. Pair it with our under $25K used inventory if you're shopping payment-first. Knowing your comfortable number before you shop keeps the whole process relaxed.

Absolutely, and most of our customers do. Get a real number first with our trade tool, which takes a few minutes online. Your trade's value goes straight toward your new deal. If you still owe on your trade, bring your payoff info and we'll walk you through exactly how the numbers work. No surprises at the desk.

The short list: a valid driver's license, proof of insurance, and proof of income like recent pay stubs. If you're trading in, bring your title or payoff information and all the keys. Depending on the lender, proof of residence like a utility bill can come into play. If you've applied online first, we'll tell you ahead of time exactly what your deal needs so you only make one trip from Independence, Lee's Summit, or wherever home is.

Yes. Kansas City runs on work trucks and we finance a lot of them, from a single Silverado to fleet vans for growing local outfits. Our team can point you toward commercial lending options, and depending on your situation your business may benefit from the Section 179 tax deduction on qualifying vehicles. Talk to your tax professional on that piece, and talk to us about the truck.